Your estate plan should do more than name beneficiaries. It should protect your family, preserve your assets, prepare for incapacity, and establish a clear legal structure for managing your wealth, property, and business interests during your lifetime and beyond.

At Lomba, P.A., we help individuals, families, business owners, and high-net-worth clients in Florida create attorney-drafted estate plans focused on trusts, asset protection, business continuity, and long-term legacy planning. Whether you need a revocable living trust, advanced irrevocable trust planning, deed preparation, business succession planning, or a plan for future generations, our firm can help you build a strategy that reflects your goals.

Trust-Based Estate Planning

Trusts are often the foundation of a strong estate plan because they can provide privacy, flexibility, structure, and greater control over how assets are managed and distributed. A properly drafted trust can help avoid unnecessary probate, protect beneficiaries, reduce family conflict, and ensure that assets are handled according to your wishes.

Lomba, P.A. assists clients with a wide range of trust planning services, including revocable living trusts, irrevocable trusts, dynasty trusts, spousal lifetime access trusts, special needs trusts, charitable lead trusts, charitable remainder trusts, and irrevocable life insurance trusts.

Revocable Living Trusts

We use revocable living trusts as a cornerstone of many Florida estate plans. Property titled in the trust can transfer directly to beneficiaries without probate, helping preserve privacy and avoid court delays. You retain control during your lifetime and may amend or revoke the trust as your circumstances change.

A revocable living trust can also provide continuity if you become incapacitated. By naming a successor trustee, your trust can allow someone you choose to manage trust assets without the need for unnecessary court intervention.

Dynasty Trusts for Long-Term Legacy Planning

For clients who want to preserve family wealth for children, grandchildren, and future generations, dynasty trust planning can provide a powerful long-term structure. A dynasty trust may allow assets to remain in trust over an extended period while providing rules for distributions, trustee authority, beneficiary protections, and future wealth management.

This type of planning is especially valuable for families who want to create a lasting legacy, protect inherited assets, reduce the risk of mismanagement, and provide thoughtful guidance for future generations. Lomba, P.A. helps clients evaluate whether a dynasty trust fits their family, asset structure, tax considerations, and long-term estate planning objectives.

Irrevocable Trusts and SLAT Planning

For clients seeking a more advanced level of asset protection and estate planning, irrevocable trusts can play an important role. Once properly created and funded, an irrevocable trust may remove certain assets from your personal ownership structure and provide additional planning benefits depending on your goals.

Lomba P.A. assists with irrevocable trusts and spousal lifetime access trusts (SLATs). These tools may be appropriate for clients who want to preserve assets, plan for long-term family wealth, or create a more protective estate planning structure.

Special Needs Trusts

A special needs trust can help provide financial support for a loved one with a disability while protecting eligibility for certain public benefits. These trusts require careful drafting because the trust must be structured to serve the beneficiary without unintentionally interfering with benefit eligibility.

Lomba P.A. helps families create special needs trust provisions when appropriate as part of a broader trust-based estate plan.

Charitable Lead Trusts and Charitable Remainder Trusts

For clients with philanthropic goals, charitable trust planning can help align estate planning with meaningful giving. Charitable lead trusts and charitable remainder trusts may allow clients to support charitable causes while also addressing family wealth transfer, tax planning, and long-term asset management goals.

Our firm can help determine whether charitable trust planning should be part of your estate strategy and coordinate with tax professionals as needed.

Irrevocable Life Insurance Trusts

An irrevocable life insurance trust, often called an ILIT, is designed to hold life insurance policies outside of your taxable estate. When properly structured, an ILIT can help provide liquidity, create structured distributions for beneficiaries, and reduce the risk that life insurance proceeds will be included in the taxable estate.

This can be especially useful for clients with larger estates, business interests, or beneficiaries who may benefit from a more controlled distribution structure.

Pour-Over Wills and Last Will and Testament

A last will and testament remains an important part of a complete estate plan. Even when a trust is used, a pour-over will can help direct any assets left outside the trust into the trust after death.

A will can also:

• Name a personal representative to manage probate

• Appoint guardians for minor children

• Direct the distribution of assets not already held in trust

• Support the overall structure of your trust-based estate plan

Health Care Surrogate Designation

We prepare health care surrogate designations to authorize a trusted individual to make medical decisions if you cannot. This document outlines your surrogate’s authority and helps prevent delays, disputes, or uncertainty during medical emergencies.

Living Will

A living will, also known as an advance directive, records your wishes regarding life-sustaining treatment. By clearly stating your end-of-life preferences, a living will gives guidance to your appointed surrogate, family members, and health care providers.

Financial Power of Attorney

A financial power of attorney authorizes someone you trust to handle financial and legal matters if you are unable to do so. Without this document, your family may need court involvement to manage banking, bills, property, business obligations, or other urgent financial responsibilities.

Business Succession Planning

Business owners need estate plans that address more than personal assets. Without proper planning, a sudden death, incapacity, or ownership dispute can create confusion for family members, partners, employees, and clients.

Lomba P.A. assists business owners with business succession agreements, trust planning, LLC formation, custom operating agreements, financial powers of attorney, and coordinated estate documents. The goal is to help protect the company you built while giving your successors a clear plan for management, ownership, and continuity.

Property Deeds and Trust Funding

Trust planning is only effective when assets are properly coordinated with the plan. Real estate often requires careful deed preparation to ensure the property is titled correctly and aligned with your estate planning goals.

Lomba P.A. assists with property deeds, trust funding guidance, and asset checklists to help ensure your estate plan is properly implemented. Our firm can help review how your real estate, business interests, and other assets should be handled within the broader plan.

Lady Bird Deeds

A Lady Bird Deed, also known as an enhanced life estate deed, lets you transfer real property at death while retaining control during your lifetime. At Lomba, P.A., we draft and record Lady Bird Deeds to complement your trust and will planning.

A Lady Bird Deed may offer several benefits, including:

• Retained control over the property during your lifetime

• Probate avoidance for the property

• Continued ability to sell, mortgage, or change remainder beneficiaries

• Coordination with Florida homestead planning

• Seamless integration with your revocable trust, pour-over will, and beneficiary designations

LLC Formation and Custom Operating Agreements

For clients with real estate, investment assets, business interests, or family-owned entities, LLC formation and operating agreements can be important estate planning tools. Properly structured entities can help organize ownership, clarify management authority, support succession planning, and create a more coordinated asset protection strategy.

Our firm can prepare LLC formation documents and custom operating agreements as part of a broader estate and business planning structure.

Asset Protection

In addition to trusts, wills, powers of attorney, and deed planning, safeguarding your wealth from future risks is an important part of preserving your legacy. Our asset protection practice complements your estate plan by designing tailored strategies that may help protect personal and business assets from creditor claims, litigation exposure, and unforeseen liabilities.

Whether you want to strengthen your trust structures, organize property ownership, form an LLC, or explore advanced protective mechanisms, our team can help you build a plan that aligns with your long-term goals. To explore how our asset protection services can enhance and secure your estate plan, visit our Asset Protection Services page.

Probate Services

When a loved one passes, the probate process can quickly become overwhelming, particularly when disputes, complex assets, creditor issues, or unclear estate documents are involved. Our probate services are designed to guide executors, administrators, and beneficiaries through each stage of the process with clarity and precision.

We assist with court filings, asset administration, creditor issues, and resolution of contested matters, helping ensure estates are handled efficiently and in accordance with Florida law. Our goal is to reduce uncertainty, protect the estate’s value, and provide steady legal guidance during a difficult time.

Start Building a Stronger Estate Plan

A comprehensive estate plan can help protect your family, preserve your assets, support your business, and create a lasting legacy for future generations. Whether you need foundational estate planning documents or a more advanced trust-based strategy, Lomba, P.A. can help you take the next step with confidence.

Call today for a free consultation.