Has This Happened to You?

You needed capital to keep your business running.

You obtained an MCA.

When payments became overwhelming, a consolidation company promised to:

• Lower your balances

• Stop collections

• Negotiate settlements

• Protect you from lawsuits

You paid significant upfront fees.

Then:

• Lawsuits were filed anyway

• Confessions of Judgment were entered

• Your bank account was frozen

• Multiple funders declared defaults

• The consolidation company stopped responding

Now your business is exposed from every direction.

We handle this exact situation.

Merchant Cash Advance Lawsuits Move Fast

MCA agreements are structured as commercial contracts. That means:

• Aggressive enforcement

• Personal guarantees

• Confessions of Judgment

• Rapid bank restraints

• Multi-funder litigation

If your operating account has been frozen or you have been served with a lawsuit, timing matters.

Delaying action can make the situation worse.

Our Firm Handles Both Sides of the Problem

Defense Against Merchant Cash Advance Litigation

We represent business owners facing:

• Breach of contract lawsuits

• Confession of Judgment enforcement

• UCC actions

• Bank account restraints

• Personal guarantee claims

We analyze the agreement structure, payment history, enforcement tactics, and jurisdictional issues to determine your available defenses and leverage.

Litigation Against Debt Settlement & Consolidation Companies

If a debt consolidation company:

• Promised legal protection it could not provide

• Took large upfront fees

• Instructed you to stop paying without a litigation strategy

• Failed to negotiate viable settlements

• Misrepresented its authority or capabilities

You may have grounds for legal action.

We pursue claims involving:

• Fraud and misrepresentation

• Deceptive trade practices

• Breach of contract

• Unlawful fee structures

• Business damages caused by failed programs

In some cases, business owners have been harmed not only by MCA lenders, but also by the companies that promised to protect them.

Why You Need a Litigation Law Firm

Debt settlement companies are not law firms.

They cannot:

• Defend you in court

• Vacate judgments

• Challenge jurisdiction

• File motions

• Assert counterclaims

• Litigate fraud actions

Once you are being sued, you need experienced commercial litigators.

Lomba P.A. handles complex commercial disputes throughout Florida and beyond. We understand how MCA agreements are drafted, enforced, and challenged.

We Represent Business Owners, Not Consumers

Our clients include:

• Contractors and construction companies

• Medical and dental practices

• Retail and e-commerce businesses

• Transportation companies

• Restaurants and hospitality operators

• Professional service firms

These are established businesses that needed capital and were placed into legally complex situations.

What Happens When You Contact Us

During your consultation, we review:

• All MCA contracts

• Payment and default history

• Any Confession of Judgment filings

• Bank restraint notices

• Consolidation agreements

• Marketing or written representations

We then outline:

• Your immediate legal exposure

• Available defenses

• Litigation strategy

• Potential claims against consolidation companies

• Next steps to protect your business

You will receive clarity and a defined legal path forward.

Take Action Before the Situation Escalates

If you are facing:

• An MCA lawsuit

• A judgment entered without notice

• A frozen bank account

• Threats of enforcement

• A failed debt consolidation program

Do not wait.

Early intervention can materially impact your outcome.

Speak With a Merchant Cash Advance Litigation Attorney Today

Lomba P.A. represents business owners in high-stakes Merchant Cash Advance and debt settlement litigation matters.

Your business deserves a strategic legal defense.

Schedule a confidential consultation today and take the first step toward regaining control.