Spanish-Speaking Merchant Cash Advance Lawyer

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Discuss your merchant cash advance dispute directly with an attorney in Spanish.

At Lomba, P.A., Daniel Lomba provides Spanish-language consultations and legal representation, supported by bilingual staff. Whether you have received a demand for payment, are concerned about a personal guarantee, or need help responding to an MCA lawsuit, you can explain your situation and ask questions in your preferred language.

Our firm handles merchant cash advance disputes involving Florida and New York, with attorneys admitted in the applicable jurisdiction.

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Call (954) 280-6992

MCA Legal Representation Available in Spanish

Understanding your legal options should begin with a clear conversation.

Daniel Lomba can discuss your MCA matter with you in Spanish, explain the issues identified during legal review, and answer questions about the proposed strategy. Bilingual staff also assist with intake and case communications.

When you contact us, tell our team that you prefer Spanish. Share any upcoming court dates, notices, or deadlines so we can understand how urgent your request is.

What Can a Spanish-Speaking MCA Lawyer Help With?

Lomba, P.A. provides merchant cash advance defense for business owners facing disputes with MCA funders. Depending on your circumstances, representation may involve:

  • Agreement review: Examining the MCA contract, payment terms, amendments, and alleged default.

  • Reconciliation disputes: Reviewing contractual provisions concerning adjustments based on actual business revenue.

  • ACH withdrawal issues: Evaluating payment disputes and the legal implications of proposed changes to withdrawals.

  • Personal guarantees: Reviewing the funder’s claims against an individual business owner or guarantor.

  • UCC matters: Examining filings, notices, and claimed rights involving business assets or receivables.

  • Settlement negotiations: Evaluating proposed payment arrangements, releases, and other settlement terms.

  • Lawsuit defense: Reviewing the complaint, identifying key deadlines, and assessing your response options.

Your consultation begins with your documents and business concerns. The appropriate approach depends on the agreement, facts, and status of the dispute.

MCA Matters Involving Florida and New York

Lomba, P.A. is a Florida law firm. Daniel Lomba is admitted to practice in Florida. Jeb Singer, Esq., Of Counsel, handles New York matters and is admitted in New York.

If your business is located in Florida but your MCA documents or lawsuit identify New York, provide those documents when requesting a consultation. The firm can evaluate the jurisdiction involved and explain who would handle your matter.

Daniel and bilingual staff provide Spanish-language communication. For matters involving New York counsel, ask how Spanish-language support will be coordinated throughout your representation.

What to Expect During Your Consultation

Start by explaining what has happened and what your business needs help addressing. You can discuss your concerns with Daniel in Spanish and ask questions about the next steps.

To help the firm evaluate your matter, gather:

  • Your complete MCA agreement and any amendments.

  • Personal guarantees and ACH authorizations.

  • Recent bank statements and payment records.

  • Default notices, demand letters, and settlement proposals.

  • Lawsuit papers, court notices, or judgments.

  • Communications with the funder, including requests for reconciliation.

  • Documents for other active MCAs, if applicable.

Tell us when you received any lawsuit papers and whether a response date or hearing is approaching. You can also ask about the proposed scope of representation, fees, and how we'll communicate case updates.

Discuss Your MCA Dispute in Spanish

Get clear answers about your agreement, the claims against your business, and the options available in your circumstances.

Request a Consultation With Lomba, P.A.
Call (954) 280-6992

¿Prefiere hablar en español? Daniel Lomba y nuestro personal bilingüe pueden ayudarle a conversar sobre su caso de MCA.

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When cash flow gets tight, a merchant cash advance may seem like a quick solution but for many restaurants, it can make a difficult situation even worse. Understanding the risks before signing can make all the difference.

Frequently Asked Questions

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MCA Defense Case Studies: Real Negotiations and Legal Outcomes

Merchant cash advance defense requires more than understanding a contract. It requires evaluating the business's legal exposure, challenging unsupported claims when appropriate, and pursuing solutions based on each agreement's terms.

At Lomba, P.A., we represent businesses facing MCA lawsuits, disputed balances, personal guarantee claims, and complex contract negotiations.

Featured Case: $45,000 Difference Between MCA Claim and Resolution

In one reported merchant cash advance matter, we resolved an original claim of $87,000 for $42,000, a $45,000 difference, or about 51.7% below the original claimed amount.

This result shows the potential value of negotiating an MCA dispute rather than assuming the initial demand is the only possible outcome.

The firm's MCA legal services include:

  • Merchant cash advance contract review and renegotiation

  • MCA lawsuit defense and litigation strategy

  • Personal guarantee disputes

  • UCC filings and enforcement issues

  • Negotiated litigation resolutions

Results depend on each agreement, the evidence, applicable law, and the circumstances of the dispute.

View MCA Defense Case Studies and Legal Outcomes →

*Attorney Advertising. Past results do not guarantee similar outcomes.

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Schedule a confidential consultation to discuss your legal needs. We're here to protect your interests, every step of the way.

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Our locations

fort lauderdale

 

3200 Port Royale Drive N Fort Lauderdale, FL 33308

tampa

 

10225 Ulmerton Rd. Ste 5A,
Largo FL 33771